WEB SITE DISCLAIMER STATEMENT
	ABOUT THIS WEB SITE
	This Statement applies to the Website of AfrAsia Bank Limited and is operated under the domain name www.afrasiabank.com. Please read the following important information before accessing this Website
	AKNOWLEDGEMENT AND ACCEPTANCE
	Your use of the Bank’s web-site indicates your acknowledgement and acceptance of the terms and conditions of the Bank. AfrAsia Bank Limited recognises that it is important for you to know how we deal with personal and financial information. AfrAsia Bank Limited appreciates that you may be concerned about your privacy and that of your Customer Delegates and about the confidentiality and security of information we may gain online. AfrAsia Bank Limited is committed to keeping that information secure. We may change the content or services found on our web site at any time without notice and, consequently, this Statement may change from time to time. Your continued access to or use of our web site means that you agree to and accept the changes we make. Please periodically review this Statement for changes. There may also be specific and additional provisions which apply to certain sections of our web site accounts you hold with us or services provided to you which will operate in addition to the provisions of this Statement. In the event of any inconsistency between the provisions of this Statement and those other specific and additional provisions, the specific and additional provisions will prevail.
	LIMIT OF LIABILITY
	AfrAsia Bank Limited agrees to make reasonable efforts to ensure full performance of its Internet Banking transactions. The Bank will be responsible for acting only on those instructions sent through Internet Banking which are actually received. The Bank does not assume responsibility for any malfunctioning in communications facilities not under its control that may affect the accuracy or timeliness of messages you send. AfrAsia Bank Limited will not be responsible for any losses or delays in transmission of instructions arising or caused by any browser software. It will furthermore not be accountable should you give incorrect instructions or if your payment instructions are not given sufficiently in advance to allow for timely payment or delays in mail service. Any information you receive from AfrAsia Bank Limited will be highly reliable. However, it can only be provided on a best-effort basis for your convenience and is not guaranteed. AfrAsia Bank Limited will not be liable for any deficiencies in the accuracy, completeness, availability or timeliness of such information or for any investment or other decision made using this information. Additionally, AfrAsia Bank Limited will not be held responsible for any system disruption caused by any virus-related problems.
	COLLECTION OF INFORMATION
	We will not collect any information about you except where it is knowingly provided to us through this web site. The information we collect about you will depend on how you use the facilities offered via this web site For example, if you visit the web site to browse or download information, our system will record the date and time of your activities, the information viewed and/or downloaded. In the event that you enter information in the process of completion of an online application form, the information will only be collected by us if you submit that online application to us. In other words, if you log out prior to submitting your application, any information which you had entered would be automatically deleted.
	OUR USE OF COOKIES
	A "cookie" is a small-text file that is transferred to a computer hard drive by a web page server. Web browsers are initially set to accept cookies. However, you can choose if and how a cookie is accepted by configuring your browser accordingly. The cookie stores information about the use of the site and can be retrieved by the web page server. We use cookies to assess whether you are logged into our web site, identify your user name and track information about sites in which you are interested. If your browser is configured to reject all cookies, you will be unable to use the AfrAsia Bank Limited web site.
	CONFIDENTIALITY
	AfrAsia Bank Limited does not wish to receive confidential or proprietary information from you through its website. We will not use or disclose information collected about you (including information collected by cookies) otherwise than for the purpose made known to you, a purpose you would reasonably expect, a purpose required, authorised or permitted by or under any law or a purpose otherwise authorised by you. You authorise us to provide necessary information to our agents who provide services to AfrAsia Bank Limited in connection with the provision of the services which you have sought from AfrAsia Bank Limited. Also note that any information or material  sent to AfrAsia Bank Limited shall be deemed NOT to be confidential.
	LINKS TO OTHER WEB SITES
	Our website may contain links to other websites operated by third parties. When you use a link to go from our web site to another website, this does not mean that AfrAsia Bank Limited endorses or accept any responsibility for the content, quality, accuracy and eligibility of the third party’s web site. AfrAsia Bank Limited is not responsible for the privacy policies or content of other websites. Access to and use of any third party’s web sites is at your own risk and subject to any terms and conditions applicable to such access and use.
	USE OF INFORMATION AND MATERIALS
	Products and services referred to in this web site are offered only in jurisdictions where and when they may be lawfully offered by AfrAsia Bank Limited. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions. These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction. The information contained in these pages, whether provided by the Bank or other information provider, is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary.
	NO WARRANTIES
	While every care has been taken in preparing the information and materials contained in this web site, such information and materials are provided to you "as is" without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.